Comparing SIL with Other NDIS Housing Options – Which One is Right for You?

Are you feeling overwhelmed by the different housing options available under the National Disability Insurance Scheme (NDIS)? You're not alone! Choosing the right accommodation can be a daunting task, but don't worry, we're here to help.

The NDIS offers three main housing options: Supported Independent Living (SIL), Individualised Living Options (ILO), and Specialist Disability Accommodation (SDA). Each option has its own unique features and benefits. Let’s break down the differences so you can make an informed decision that suits your needs and lifestyle.

Supported Independent Living (SIL)

SIL provides 24/7 support to NDIS participants who require help with daily living tasks. It's designed for individuals who need high-level support but don't require a specially modified home. SIL is ideal for those who value social interaction and want to live with others who understand their needs.

Key Features:

• Best for: Participants needing 24/7 support

• Living arrangement: Shared or private, with support workers who provide assistance with daily activities and tasks

• Support level: High level of care that includes personal care, meal preparation, community engagement, social activities and household management

• Funding structure: SIL funding covers support costs, but not rent or housing expenses. Participants can work with their SIL provider to develop a support plan that meets their needs and budget.

Individualised Living Options (ILO)

ILO offers flexible, customised living arrangements with various levels of support tailored to the participant's living goals. It's designed for individuals who want to live independently or with chosen housemates and require support that is tailored to their needs. ILO is ideal for those who value flexibility and autonomy in their living environment.

Key Features:

• Best for: Those wanting flexible, customised living support

• Living arrangement: Flexible, can live alone, with housemates, or in other creative solutions that suit their needs

• Support level: Customisable support plans that are developed in collaboration with the participant and their support team

• Funding structure: Funds support arrangements, not housing costs. Participants can work with their ILO provider to develop a support plan that meets their needs and budget.

Specialist Disability Accommodation (SDA)

SDA provides purpose-built homes designed for accessibility, often incorporating assistive technology. It's designed for individuals with extreme physical disability or very high support needs who require housing that is specifically designed to meet their needs. SDA housing is designed to be safe, secure, and accessible.

Key Features:

• Best for: Participants needing high-support, accessible housing

• Living arrangement: Purpose-built disability-friendly housing that includes features such as wheelchair-accessible bathrooms and kitchens

• Support level: Housing only, support must be arranged separately through SIL or ILO providers

• Funding structure: Covers housing costs, but not daily support costs. Participants can work with their SDA provider to develop a housing plan that meets their needs and budget.

Key Differences Between SIL, ILO, and SDA

The below comparison table provides a clear overview of the differences between SIL, ILO, and SDA, allowing you to make an informed decision about which option best suits your needs and goals.

Feature	SIL	ILO	SDA
Best for	Participants needing 24/7 support	Those wanting flexible, customised living support	Participants needing high-support, accessible housing
Living arrangement	Shared or private, with support workers	Flexible, can live alone or with chosen people	Purpose-built disability-friendly housing
Support level	High, structured support	Customisable support plans	Housing only, support must be arranged separately
Funding structure	Covers support but not rent/housing	Funds support arrangements, not housing	Covers housing costs, not daily support

Choosing the Right Option for Your Needs

When making an informed decision about your housing and support options, it's essential to take a few key steps. 

Start by discussing your options with an NDIS planner to determine what funding is available for housing and support. This will give you a clear understanding of your budget and the options available to you.

Next, research different service providers and their services to find the best fit for your needs. Look for providers that offer the type of support and specialist housing solutions that aligns with your goals and day-to-day life.

You may also want to consider trialing different housing and support options to see what works best for you. This can give you a firsthand experience of what each option has to offer and help you make a more informed decision.

Read our article: What Should I Look For In A SIL Provider?

Real-life examples

To illustrate how different housing and support options can be tailored to meet the unique needs and goals of each individual, let's consider a few real-life examples:

Sarah, a young woman with a disability, lives in a shared Supported Independent Living (SIL) home with three other participants. She receives 24/7 support with daily living activities and enjoys socialising with her housemates. 

In contrast, Tom, a participant who values independence, lives alone in a private rental property with customised Individualised Living Options (ILO) support. He receives tailored support to achieve his goals and living skills, and enjoys the flexibility of his living arrangement. 

Meanwhile, Emily, a participant with high support needs, lives in a Specialist Disability Accommodation (SDA) home designed for accessibility. She receives SIL support and enjoys the safety and security of her purpose-built home.

Contact Us

Choosing the right housing and support option is a pivotal step towards enhancing the quality of life for people with disabilities. By understanding the differences between SIL, ILO, and SDA, you can make an informed decision that empowers you to live the independent life you deserve. At Sunnysights, we're dedicated to supporting individuals with disabilities in their journey towards independence.

Take the next step

Contact us today to start exploring your options and take the first step towards living the life you want! Our team is ready to help you find the perfect housing and support solution that meets your unique needs and goals. Reach out to us now and start building the life you've always dreamed of.